Online Income Streams

Additional Income Streams While Working Full-Time


Question: Hi Arnel, I’m a Call Center Agent for five years already. I have 3 kids and I’m currently residing in Makati. I observed that even my salary is higher than others, I’m still experiencing financial problems. I’m thinking to get another sideline jobs to add more income streams aside from my current job. Do you have something to suggest?Michelle Reyes, 40




Hi Michelle, Thank you for bringing this up. I believe that the question you have raised is also something that other people are asking. When the standard of living is going-up and our expenses multiply, problems start to take place.


Many times, the current income is not enough. Good thing is that, today there are already many ways you can have an alternative income streams that you can add to your existing job. 



Multiple Income Streams






Blogging Income Streams


This is one of the most popular ways of getting extra income while working a 9-5 job. This is also one of the things I do after work. It is very convenient because you can write everything that you like and you can do it in your available time. Not only that, there are lot of ways to earn from it once you have already your readers regularly visiting your site. 


Common ways to earn in your blog site is through google adsense. You can earn through pay per click. By installing it in your site, google will post its own related ads to the different locations in your website and you will be paid through clicks from your readers.


Another way is through banner ads and sponsored links. While you are working on the credibility of your blog site and at the same time you keep on posting helpful contents, you may attract some big marketing and PR companies to place their ads to your site. 


I’m currently meeting with the executive of a big company for a new product to be launched and this firm asked me to promote their program since it is related to the contents of my blog site. Building your name in the blogging world takes time but once you’re able to do it the right way, money will just come-in. 


To learn how to set-up a new blog, you can click this link.





Vlogging Income Streams


Video blogging is also another way to have a substantial income. Due to the popularity of smart phones and social media, taking and posting quality videos are seen as a potential way to earn and to be added on your income streams.


There are a lot of Vloggers who are very successful on what they do. I have a friend who quits his job and he is already doing it full-time because the income he gets is enough to meet his standard of living.


The concept to earn is very similar to blogging. Many popular Vloggers often partner with big advertising and marketing firms. You can also sell products like ebooks, manuals, or training materials depending on your contents. 


Do you want to learn more how to earn as in Vlogging as one of the sources of your income streams? you can click this link.



Youtube  Tutorials


Youtube Income Streams


Youtube is the second largest search engine next to Google. We have heard some people who made it big. That is very true! Regularly posting short videos in youtube is a potential way to earn. 


 Enable your youtube channel for monetization. However,  you need to have at least 10,000 views for you to be able to be approved. Connect your youtube channel to an adsense account in order to earn money and get paid for your videos. If you have a blog site, you can also link them together. It’s hitting two birds in one stone.


Popular youtube tutorials today are the “How-to’s”. You can upload videos about dancing lessons, make-up tutorials, teaching foreign language, cooking show and anything that you’re able to share to others. To learn more about earning opportunities in youtube, you can click this link.



Email Marketing and Affiliate Programs


Email Marketing Income Streams


Another way to earn is through email marketing and affiliate programs. By building a massive email list, you can already do the automation and communicate to your clients. You can use email marketing platform like mailchimp to regularly communicate to your clients and auto respond.


You can sell your products, you can offer someone else’s products and have a huge commission once a client sign-up for it and get paid to send your subscribers to other sites like Amazon or Lazada. You can also get paid to have someone sign-up for a subscription to Truly Rich Club by Bo Sanchez. 


Best practice is that you should have a facebook page or community that you can communicate to your potential clients and from there you can start giving some offers to them. Post a link that they can click to direct them to a subscription landing page.


To read more about earning in email marketing as an addition to income streams, you can click this link.



Online Shop


Online Shops Income Streams


Setting-up an online shop is a great leverage to sell your products. You can build-up your clients by setting-up a facebook page or a facebook group. It is a good way to manage a small business online.


Few years ago, I set-up an online shop to sell Overruns. These are clothing that are excess from the factories in Bangladesh. I used the page to display the photos and have my officemates chose from them. They can also put their orders on the link provided. When I finally have their orders, I brought it with me upon reporting to work. It helps making my small business run smoothly and virtually.



Virtual Assistant (VA)


Virtual Assistant Income Streams


Pinoy VA job has been popular for many years already but only few people knew how it is done.  VA is a freelancer who provides online support by working remotely, providing services to individuals or organizations, but they do not go physically into their client’s offices.


Salary rate ranges from 25,000-40,000 (check Upwork).  If you want to become a virtual assistant who earns money from home, you need to know the basic skills it requires. There are are already trainings offered by the experts in this field. In addition, to learn more on how you can earn as a virtual assistant and to have this added to your income streams, you can click this link.



Online English Tutorial


English tutorial Income Streams


Filipinos has been famous for being very good in speaking the English language, that is why Philippines remains as a Call Center King in the world. Many non-English speaking individuals want us to teach them because it is way cheaper. During your spare time, you can teach an online class with good hourly rate in the comfort of your home.


There are a lot of online companies that are offering this and they are still looking for more Filipino teachers like, 51Talk, Bibo Global Opportunity, etc…If you have 2-3 hours available everyday, why not try to work as an online teacher and take advantage this lucrative job for an added income streams.



December is coming! You can also read this blog: HOW TO MAKE THE MOST OF YOUR 13TH MONTH BONUS THIS YEAR.



Selling Insurance


Insurance Income Streams


One of the top high-paying jobs in the country is being a financial advisor or an insurance agent. I can’t agree more. In the financial service, insurance companies usually give high commissions to their employees. They also have lot of attractive perks like travel incentives.


I have many friends in the insurance industry who are doing well and earning like movie stars. Commissions earned from selling insurance range from 30 to 40% of first year premiums. Successful financial advisors earn as much as 2 Million a year.


You can check on big insurance companies like Sun Life, Pru Life-UK, Manu Life for any part time jobs that you can join. 



Stocks/Currency Trading


Trading Income Streams


This is my favorite hobby that I do really love doing. Trading can give you a very high return but with a high risk as well. Day trading is an active trading that many people find very attractive because you can do it full time once you already have a profitable system.


For you to have a stable earnings, you need to have a thorough focus and enough skill it demands. Trading became easier nowadays through the aid of technology. I’m currently using investagrams and tsupetot apps.  Even if you are traveling or you are in the office, you can still monitor your open trades and execute a buy and a  sell order using your phone. 


You can join seminars for you to be able to learn the basics of trading. You can also read some books that are available in the bookstores. When I was a newbie, I started learning technical analysis by reading The Trading Code by Jason Cam. 


To know more about Trading, you can read my previous blog: Is Trading Another Form of Gambling?



Selling Real Estate Units


Real Estate Income Streams


Selling condos and real estate units are one of the things many Filipino do for a living and a large number of people considered it as one of the best income streams. Brokers work as freelance agents who establish their own network of clients and gather their own listings of properties. These brokers handle their own time and would schedule their viewings depending on the number and availability of the clients.


In a nutshell, brokers will get a 2.5% to 5% commission on every property which will be sold. According to Marie-Jen Chua, a broker for seven years now, the specific percentage of the commission would depend on the selling price of the property. If the property is exceptionally high-priced, a 2.5% is a reasonable share on the total amount of the house or condominium.


For example, 2.5% of a property worth Php 50,000,000 is Php 1,250,000. That is already more than a million peso worth of commission from one sold property. For the usual transaction involving medium-priced properties, a 5% commission is the usual share of brokers from the sale. For dealings involving the sale of commercial properties for businesses, almost the same percentage of commission will apply, ranging from 3% to 5%.


Learn more about Real Estate opportunities as a good source of income streams, click this link.



Do you find this article helpful? You can also read this blog: How to invest in U.S. Stocks from the Philippines




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1 thought on “Additional Income Streams While Working Full-Time”

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