Arnel Pepito

My First Investment at 11: What I’ve Learned


What you are doing today will have an impact in your life 10 years from now! 


I did not expect that growing-up in our farm will become my competitive edge nowadays.  I never thought to impact lives, never imagined it will happen this way. How a small act has taught me important lessons early in life.


I was just an innocent, joyful, and an ordinary kid who was dreaming a better life!  Our barrio was the farthest in our town and it takes 7-kilometers walk from home to bigger schools and establishments.Back then, everything was simple and laid-back. Here is my story…


Do you know how to manage losses in the Stock Market? Click this blog: How to cut your losses and Why it is important.


When I was in Grade school, we were asked to write an essay about our unforgettable experience from the previous summer. After we  finish writing, everyone should recite it in front of the class. Everyone seemed very excited to tell their memorable experiences.


“We went to Boracay”, one classmate proudly said. “We went to Enchanted Kingdom,” said the other. “Ours was better, we went to camping”, someone told his. Each one shared their vacations and travels which amazes me so much. That must be so wonderful!


When my turn finally came, I stood-up with so much enthusiasm. I was the last one to do it. I told the class about the durian trees I planted that summer. I saw it in the hallway and I was able to convince our Baranggay captain that I will just plant them in our vacant lot instead. After all, it was just there untouched, so it’s better to put it somewhere.


He agreed since they were just excess from their previous government projects. We planted 40-50 healthy seedlings together with my mother. That was our vacation and that was our family bonding. After planting them, I took in-charge, checked them daily like my favorite pets. I watered them, made sure they’re healthy and no grasses can get closer to them.


It was awesome as I was thinking forward the time they’ll get bigger; people will surely love the fruits.  I like planting because that’s what my parents do for a living and they have been teaching me significant things out of it. Farmers are proud of their roles in the society, they keep people fed.


I was so excited telling myself, “Soon, people will look-up on the fruits of my durians. “I can do business out of it”,” For me, that was an important accomplishment and a very big deal to a kid like me. I was so proud of it.


Then, suddenly the teacher interrupted and corrected me. She asked me to tell something else, like a vacation somewhere. I could not think of other experiences since I always spend my vacation helping my parents in our farm. 


Feeling embarrassed, I then saw my classmates laughed and ridiculed me. That time, I knew that it wasn’t appreciated and they did not see the value in it!


However, for me, that was so special…



Few years passed, things have also changed. Now my durians already matured and have grown to fruit-bearing trees! They now became the darlings of our farm! When it bears fruits, my durians are the “talk of the town”.


They’re now turned as celebrities for all durian-lovers. On the top of that, I was also able to get a good profit out of it every year. Indeed, we made a good business. It’s a living proof not to despise small beginnings.


 It was a good investment from that little 11-year old farm boy!


From then on, I understood the principle of investing. The heart of an investor was born in me. Those small durians have taught me something…


1. There’s a season to plant and a season to harvest.


2.There’s a time for toil and a time for dancing.


3. Good things will come to those who wait!



Do you want to start investing but you don’t know where to start? Follow this step by step process, Click here: Getting started in the Stock Market.






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