Open-Minded Ka Ba?

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One fine day, I was in a small coffee shop waiting for somebody. Suddenly, a friendly and beautiful crew approached me…

“Sir, what do you do po if you don’t mind?” I mean, kasi palagi ko kayo nakikita dito.” (We got familiar with each other since I’ve been there most of the time when I’m around San Juan)

I’m nocturnal and I love coffee…

“Are you an insurance agent?”

I stared at her without any idea what to respond. She’s waiting for some answer though…

 Nakiki-wifi lang…I answered her.

“Di nga!” (She’s a bit talkative but not annoying)

I am a call center agent…

But after shifts and rest days, I’m also trading stocks!

 I’m blogging too…

 

“I’m just curious lang because I saw you before looking at a chart and I’m a bit familiar…” She told me.

 That starts our interesting conversation. She told me that she helps managing her tito’s coffee shop and restaurant. Our convo turns emotional when she told me how they we’re well-off before when she was younger.  They had a family business that was working out well. Her dad was into casino and a seasoned gambler. At first, it was only a hobby then it became an addiction. That made her parents had troubled relationships and parted ways.

 

They had to close shops because of financial problems and debts. She could overheard her tito who is a fund manager telling her dad ” Mag trade ka na lang kaya ng stocks, may mangyayari pa sa pera mo” and her dad’s answer ” Ayoko ko dyan, di naman tumutunog dyan”…

 

Her dad was having a close-mind.

 

His addiction went too far that he could not resist it. To make the story short, her dad lost most of their hard-earned money and properties. On the other hand, her tito opened more shops and became successful. He also helped her and her siblings to go to university because his dad got into an accident.

I asked her, So what have you done so far to correct it?

“You know what, I’ve got the same advise in school. My economics instructor was always sighting examples about stock market, his stocks experiences and having long-term goals.

 

“So we went to Ortigas to inquire about it and attended seminars. Hearing about stock market, I would always go back to my tito’s advise to my dad that day that he just ignored.”

 

“I want to try it because  for me, it is the best way I can think of  that we  can get back on track. I invested in mutual funds, bonds, and stocks here and commodities abroad and I’m happy of the returns. There’s still hope for us!” She answered…

 

I was  relieved but felt sad at the same time about what happened that will no longer be changed. I could not imagine the chain reactions of his dad’s tactless actions which everyone suffers… I’ve heard sad stories countless times but this is quiet different.  One bad move can change your life forever…

 

 

You can also read my previous blog: Scammer Spotted: Shocking Signs of a Scam.

 

 

There are four things that we can learn here;

 

 

1.  Good investment takes time.

 

There’s no such thing as an overnight millionaire! You have to work on it. Even best traders took time to find the best trading strategy and have set aside more time learning and hustling in this volatile market. Even long-term investors know that it takes years to grow something and multiply,delayed gratification is the right key… Good things will come to those who wait.

 

 

 

2. People are just simply fond of get-rich-quick scheme.

 

 

I haven’t been into a casino ever since and as a child I always picture it out as a place to lose money. A lot of people told me some similarities of Stock Market and Casinos. Now let me tell it to you, people who play in the casinos are just playing against the odds with very tiny chance of winning. The chance is so tiny,like one in a million!

 

On the other hand, stock market is entirely different. It is not a Game, it is a Science. Once you will learn the behavior of the price actions, how candlesticks give you ideas on where the price is going (upward or downward), you would know that the risk is so manageable! Professional stock traders even have this mantra;” Protect the capital and maximize the profit on a shorter period of time”. That is how it becomes exciting…

 

 

3. The saying is still so true until today;”Opportunity knocks once”.

 

In the most unlikely place, I’ve heard Stock Market for the first time in my life spoken by a priest. That was a long time ago, I got interested into it. I took it seriously and even in college , I’ve read books about investing. My mindset was to prepare myself for big things,thus, I was already sold out that time but no money yet. I promised myself that once I’ll get a job, I would definitely use it to open my account and so I did. The rest is history.

 

 

4. Close-minded attitude can bring self-destruction.

 

Gone are the days of being gullible, and we seem so scared of getting into investment. Most of the time, we already prejudge it- it can be another form of scam. We can’t blame fellow Filipinos, there are tons of our kababayans who are victims of scams. However, it should not hinder you to take advantage of good opportunities. I challenge you today to research on any type of investments, research it carefully, and if that has shown legitimacy, go for it!

 

Proverbs 16:25

“There is a way which seems right to a man, But its end is the way of death”

 

Proverbs 12:15

“The way of a fool is right in his own eyes, But a wise man is he who listens to counsel”

6 thoughts on “Open-Minded Ka Ba?”

  1. Avatar

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  2. Avatar

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  4. Avatar

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